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COMPANY REGISTRATION > INSURANCE REQUIREMENTS

COMPANY REGISTRATION

(updated January 1, 2026)

Insurance Requirements

With respect to professional liability insurance, you must provide one of the following when applying for a Certificate of Authorization (CofA):

  • A certificate of insurance as described below, or
  • Evidence that you are exempt from requiring the insurance - see Exceptions below

All CofA holders must have professional liability insurance that accords with section 16(2)(e) of The Engineering and Geoscientific Professions Act (the Act), specifically a policy with:

  • A policy limit for each single claim of at least $500,000.00;
  • Either an aggregate policy limit for all claims of at least $1,000,000.00 per year or an automatic policy limit reinstatement feature;
  • Liability coverage for errors, omissions and negligent acts arising out of professional practice. Note: this coverage is subject to exclusions, conditions and terms considered normal insurance industry practice;
  • A provision that, if a party to the policy wants to cancel or amend the insurance policy such that it would conflict with the Act or Association By-laws, that party must first give the other party:
    • At least 30 days written notice, or,
    • If premiums are not paid, 15 days written notice; and,
  • The insurer must be licensed under The Insurance Act of Manitoba and such insurance shall be underwritten by reputable and financially creditworthy insurers licensed in Canada, with A.M. best financial strength rating of "A-" or better.

NOTE: Manufacturer's E&O and Contractor's E&O are not acceptable alternatives to professional liability insurance.

Exceptions

Pursuant to section 16(2.1) of the Act, a CofA holder may be exempt from the requirement to maintain professional liability insurance if it undertakes to restrict its practice to providing professional geoscience services to the mining exploration industry. Waiver of this requirement will be at the discretion of Council, decided on a case-by-case basis and upon taking into account the public interest.

See the Practice Notes regarding Errors & Omissions Liability Insurance